Small mammal insurance

We cover pygmy hedgehogs, rats, ferrets and more for up to £5,000 in vet fees and additional optional extras to suit. See our cover levels below and get a quote today to see if you could save.

Get a quote Retrieve a quote

Our range of exotics insurance cover levels

Benefits

  • Claimable period

    12 months

    We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

  • Veterinary fees

    Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

    Up to £3,000

    for 12 months from when the injury or illness started or until you reach your limit

  • Alternative or complementary treatment

    Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy when carried out for your pet during the policy year, to treat injury and illness.

    Up to £400

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Saying goodbye

    Cover for the cost of veterinary consultations/visits or prescribed medications needed to carry out the procedure of putting your pet to sleep and cremation or burial or disposal costs if your pet dies or is put to sleep by a vet.

    Up to £100

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Advertising and reward

    Cover for the cost of advertising, and the reward you have offered and paid to get your pet back, if your pet is stolen or goes missing during the policy year.

    Advertising

    Up to £100 per year

     

    Reward

    Up to £100 per year

  • Third party liability

    Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

    Up to £1,000,000

    per incident

  • Death from injury or illness

    Cover for the price you paid for your pet if it either dies or has to be put to sleep by a Vet from an injury caused by an accident or illness.

    Purchase price of your pet

  • Loss from theft, fire or weather perils

    Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.

    Purchase price of your pet

Benefits

  • Claimable period

    12 months

    We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

  • Veterinary fees

    Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

    Up to £1,000

    for 12 months from when the injury or illness started or until you reach your limit

  • Alternative or complementary treatment

    Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy when carried out for your pet during the policy year, to treat injury and illness.

    Up to £300

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Saying goodbye

    Cover for the cost of veterinary consultations/visits or prescribed medications needed to carry out the procedure of putting your pet to sleep and cremation or burial or disposal costs if your pet dies or is put to sleep by a vet.

    Up to £100

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Advertising and reward

    Cover for the cost of advertising, and the reward you have offered and paid to get your pet back, if your pet is stolen or goes missing during the policy year.

    Advertising

    Up to £50 per year

     

    Reward

    Up to £50 per year

  • Third party liability

    Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

    Up to £1,000,000

    per incident

  • Death from injury or illness

    Cover for the price you paid for your pet if it either dies or has to be put to sleep by a Vet from an injury caused by an accident or illness.

    Purchase price of your pet

  • Loss from theft, fire or weather perils

    Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.

    Purchase price of your pet

Our range of exotics insurance cover levels

Benefits

Plus

Value

Claimable period

12 months

We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

12 months

We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

Veterinary fees

Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

Up to £3,000

for 12 months from when the injury or illness started or until you reach your limit

Up to £1,000

for 12 months from when the injury or illness started or until you reach your limit

Alternative or complementary treatment

Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy when carried out for your pet during the policy year, to treat injury and illness.

Up to £400

(within veterinary fee limit)

for each injury or illness for 12 months

Up to £300

(within veterinary fee limit)

for each injury or illness for 12 months

Saying goodbye

Cover for the cost of veterinary consultations/visits or prescribed medications needed to carry out the procedure of putting your pet to sleep and cremation or burial or disposal costs if your pet dies or is put to sleep by a vet.

Up to £100

(within veterinary fee limit)

for each injury or illness for 12 months

Up to £100

(within veterinary fee limit)

for each injury or illness for 12 months

Advertising and reward

Cover for the cost of advertising, and the reward you have offered and paid to get your pet back, if your pet is stolen or goes missing during the policy year.

Advertising

Up to £100 per year

 

Reward

Up to £100 per year

Advertising

Up to £50 per year

 

Reward

Up to £50 per year

Third party liability

Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

Up to £1,000,000

per incident

Up to £1,000,000

per incident

Death from injury or illness

Cover for the price you paid for your pet if it either dies or has to be put to sleep by a Vet from an injury caused by an accident or illness.

Purchase price of your pet

Purchase price of your pet

Loss from theft, fire or weather perils

Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.

Purchase price of your pet

Purchase price of your pet

shutterstock_138806276

Get a small mammal quote today

Our wide range of cover is for everyone. We offer choice, flexibility and optional extras to suit. Get a quote and see if you could save.

Get a quote
5240

Benefits of Small Mammal Insurance Policies

Following are the most common benefits of investing in small mammal insurance policies for your pets.

Better Treatment Options

Finding a specialist for your small mammal pet needs is a bit difficult for most pet owners. It is because a vast majority of these mammals do not find the right professional on time. In addition, the experienced small mammal experts have a higher fee, which costs owners a lot.

 Most owners leave out specialists and go to usual vets to get medical assistance. However, this can cost the pet’s life in some cases for these pet owners. Fortunately, having small mammal insurance allows owners to get the care they need.

Better Financial Coverage

The majority of the small mammal owners need to use their savings and funds to provide for their small mammal’s treatment.

However, having sufficient insurance coverage for these pets allows the pets owners to provide the care the pets need without dipping into their finances. The only expense you need to bear is the monthly premium costs.

On-time Treatment

Another common issue that most small mammal owners have is that they cannot provide necessary treatment to their pets on an urgent basis. It is because these pet owners do not have the means to pay for these costs. Fortunately, pet insurance policies cover these pet owners financially and allow them to get immediate medical attention without worrying about financial expenses.

Exotic policy information

View the exotic pet insurance policy booklet for full terms and conditions.

View our exotic policy booklet
insurance-for-small-mammals

Factors that Matter in Buying Small Mammal Insurance

While most insurance policies provide complete coverage, there are a few factors that can impact the amount of coverage you get. These are as follows.

Pet Age

The most common factor affecting your pet’s insurance is pet age. Most people can get coverage for their small mammal as long as it is older than 3 weeks. However, finding optimal insurance coverage for older pets is a bit difficult. It is because these older pets are at higher risk of disease and death. However, you can still discuss the terms of the agreement and find suitable coverage for your pet accordingly.

Pet Health

Finding an insurance policy for your small mammal may be a bit difficult if your pet has had issues with its health in the past few months. Most insurance providers require a medical history for your pet before choosing coverage and premium amount. Finding insurance will be harder if your pet undergoes treatment 3 months before the policy or so.

Claim Situation 

The claim circumstances are important. It depends on what kind of insurance coverage you want and why you need it.

Related Articles

View all articles
guinea-pig-g54ec2c3e3_1920

British Pet Insurance- Award Winning Small Mammal Insurance

It is important to choose a professional service for your small mammal. You would not want to invest your money in a service that doesn’t cover you financially. Ensure connecting with our professionals at British Pet Insurance to get more information and details. We will provide you with all assistance to get small mammal insurance.