About Our Policy

Click   for information about the section

 
Claimable Period
  •  
    Cover for the price you paid (or sum insured, whichever is less) for your horse in the event of theft or straying.
  •  
    Cover for the price you paid (or sum insured, whichever is less) for your horse if it either dies due to an accident or illness.
  •  
    Cover for the cost of advertising, and the reward you have offered and paid to get your horse back, if it is stolen or goes missing during the policy year.
  •  
    - If your horse dies, we will pay towards the cost to remove and dispose of your horse’s body.
  •  
    Cover for the cost of veterinary treatment your horse has received during the policy year to treat injury and illness.
  •  
    Cover for the cost of acupuncture, chiropractic manipulation, feed supplements, herbal medicine, homeopathy, hydrotherapy, neutraceuticals, osteopathy, physiotherapy and specialist farriery when carried out for your horse during the policy year, to treat injury and illness.
  •  
    Cover for if your horse needs to go to a veterinary college/hospital, this section covers the livery charges at, and the transportation of your horse to and from, the veterinary college/hospital.
  •  
    Cover for your horse if an injury or illness permanently prevents it from participating in any one of the insured activities, we will pay a percentage of your horse’s market value (or sum insured, whichever is less).
  •  
    Cover for any damage or injury you are legally responsible for and compensation as a result of your horse.
  •  
    Covers the rider of your horse for injury or death, including the cost of emergency dental treatment.
  •  
    Cover if your saddlery and tack is damaged we will pay the cost of repair. If the repair costs are more than the item is worth, or the item is stolen or destroyed we will cover the cost to replace as new.
Claimable Period
12 Months
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed.
  • Theft and Straying
  • Death by Injury or Illness
  • Advertising & Reward
  •  
  • Disposal
  • Veterinary Fee’s
    for each injury and illness for 12 months
  • Complementary Treatment
    (within veterinary fee limit)
    for each injury and illness for 12 months
  • Hospitalisation & Transportation
    per year
  • Loss of Use
    or or
    of the sum insured
  • Public Liability
    or
    per incident
  • Personal Accident
    or
  • Saddlery & Tack
    or Sum Insured
Claimable Period
12 Months
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed.
  • Theft and Straying
  • Death by Injury or Illness
  • Advertising & Reward
  •  
  • Disposal
  • Veterinary Fee’s
    for each injury and illness for 12 months
  • Complementary Treatment
    (within veterinary fee limit)
    for each injury and illness for 12 months
  • Hospitalisation & Transportatio
    per year
  • Loss of Use
    oror
    of the sum insured
  • Public Liability
    or
    per incident
  • Personal Accident
    or
  • Saddlery & Tack
    or Sum Insured
Claimable Period
12 Months
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed.
  • Theft and Straying
  • Death by Injury or Illness
  • Advertising & Reward
  •  
  • Disposal
  • Veterinary Fee’s
    for each injury and illness for 12 months
  • Complementary Treatment
    (within veterinary fee limit)
    for each injury and illness for 12 months
  • Hospitalisation & Transportation
    per year
  • Loss of Use
    or or
    of the sum insured
  • Public Liabilit
    or
    per incident
  • Personal Accident
    or
  • Saddlery & Tack
    or Sum Insured
Claimable Period
12 Months
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed.
  • Theft and Straying
  • Death by Injury or Illness
  • Advertising & Reward
  •  
  • Disposal
  • Veterinary Fee’s
    for each injury and illness for 12 months
  • Complementary Treatment
    (within veterinary fee limit)
    for each injury and illness for 12 months
  • Hospitalisation & Transportation
    per year
  • Loss of Use
    or or
    of the sum insured
  • Public Liability
    or
    per incident
  • Personal Accident
    or
  • Saddlery & Tack
    or Sum Insured

Policy Terms and Conditions

Please find below PDF’s of our current policy booklet detailing the full terms and conditions of our horse insurance policy.

Some sections of cover included are optional extras or not included within some of our lower cover levels.

There also may be additional conditions or exclusion placed on your Certificate of insurance on application but these will be discussed with you as part of your application.

 
 

Why Choose Us

 
  • Products designed by industry experienced people with pet and animal owners in mind
  • Customer service teams that care, listen and go above and beyond
  • Clear and easy to understand products and documentation
  • Over 50 years insurance experience
  • Vet Fee claims are assessed within five working days
  • Reactive to any feedback to develop and provide the best service and products

Claiming

We understand how stressful it can be when you need to make a claim, we aim to make claiming a smooth, quick and easy process so you can concentrate on what's important – your horse.

To make a claim, download or contact us for a claim form, you complete the first part of the form about you and your pet, ask your vet to complete the rest of the claim form and upload or send it to us with the invoice and vet notes. We will assess any veterinary fee claim in five working days.

Find out more information about our horse insurance claim process

-->

Need Help?

If you have any queries relating to a quote, policy or our services please contact us by

 

01444 708840 Monday to Friday from 9am to 5pm

info@petcover.uk.com

  4 Bridge Road Business Park, Bridge Road, Haywards Heath, West Sussex RH16 1TX

Exotic Pet Insurance

 

Get A Quote

Resources

 

Winter Entertainment for Horses

05/12/19

We give you tips and ideas on how to keep your horse entertained during the winter

Read More

Horse Insurance Tips

04/12/19

We give you our tips when considering insurance for your horse

Read More

Breed Profile: Paint Horse

03/12/19

What is the Paint Horse and what’s unique about this breed of horse?

Read More

Mud Fever in Horses

03/12/19

it’s time to think about mud fever and your horse - what to do if the signs occur, recommended treatment and how to prevent it

Read More