As part of Petcover Group’s acquisition of Brooks Braithwaite earlier this year, Pet Business policies are now only available through Brooks Braithwaite. In addition to the pet businesses covered by British Pet Insurance, Brooks Braithwaite also provides insurance for boarding kennels, catteries, animal clubs, shows and more!
If you already hold a pet business policy with British Pet Insurance, this is valid up to the date stated on your policy. When it comes to the time to renew, our team will be in touch to help you with the transition to Brooks Braithwaite.
Dog Grooming Insurance, For Your Business
As specialists in pet insurance, Petcover Group encourages you to protect your business with our dog grooming insurance cover of up to £5,000,000 in public liability and £30,000 care, custody, and control of animal negligence cover.
From public liability to equipment cover, we can tailor our insurance plans to ensure you have the best insurance for your business and look after all aspects of your dog grooming business.
Not only do we offer cover on dog grooming businesses, but also all types of pet businesses such as professional dog walking insurance and pet training insurance and can easily switch between plans by contacting our customer care.
Why do You Need Dog Grooming Insurance
Most pet parents are very sensitive towards their dogs and want to ensure they get the best care and life possible. It also includes making the dogs look their level best.
This poses a lot of pressure on dog groomers to ensure everything looks the best. Following are some of the things you need to care for while dealing with dog grooming.
Working with dog grooming requires paying attention to detail and grooming dogs in the best way possible. However, this requires using sharp tools like scissors and trimmers. You may harm the pet while doing these simple tasks.
Dog owners can pose a lawsuit on your business because of this. Therefore, dog grooming insurance can help you pay for these extra expenses, without making you financially insecure.
Public Liability includes all sorts of expenses because of damage by a dog under your care. This includes injury or damage to another person or their property by that pet. We understand that it is quite rare, but still a possibility.
It also covers you in case a client gets injured in your business place. For example, it covers you if a client slips and hits themselves because of a wet floor in your salon. Most of this liability coverage starts from £1 million.
Product liability covers damages caused by any products you use or supply to your clients/customers. For example, if a toy or grooming product you sold to the customer injures them or their pet.
This kind of coverage provides support if an employee gets injured during working hours. For instance, if a dog bites any of your employees and they start pursuing legal action against you. This would cover the court fee and the compensation amount that you would pay yourself otherwise.
Theft of Taking
Running a dog grooming business requires dealing in checks or cash both. This policy covers owners in case of theft or stolen items from you or anyone you are working for.
The building coverage plans provide financial support in case your building takes damage because of a flood or a fire. It provides for the cost of repairs and reinstatements. Additionally, you can include equipment breakdown coverage for items that aren’t part of your standard building.
For example, you can get coverage for broken boilers and fire/burglar alarms, unless caused by wear and tear.
Dog grooming business owners can also choose content coverage for equipment that they need to run your business. This includes washables, shampoos, chew toys, or other essentials for your dog grooming.
You can also insure the furniture, electrical items, and other integral electrical components of the shop stay in optimal shape too.
This kind of damage can come from an unpleasant event like a flood, fire, theft, or others. However, it does not include any damage from a pet directly.
British Pet Insurance - Award Winning Services
Dog grooming requires a lot of care and vigilance during operations. However, there is always a chance that you may experience sudden costs including public liability and repair costs.
Having a reliable pet business insurance policy from a reputable company like British Pet Insurance can help you get the right coverage plans for your needs. We will guide you through everything right away.