Exotic Insurance policy documents

Policies bought on or after 01/01/2026

Policy wordings

This policy wording is a detailed guide to what your insurance covers (and what it doesn’t). It’s where you’ll find all the terms, conditions, and fine print, so you know exactly what to expect.

Insurance Product Information Document (IPID)

This Insurance Product Information Document (IPID) is a simple, easy-to-read summary of an insurance policy. It covers key details like what’s included, what’s not, benefits, exclusions, and costs.