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Cockapoo Insurance โ€“ Costs, Cover & Common Health Issues

The Cockapoo is a popular crossbreed between a Cocker Spaniel and a Poodle. Known for their teddy-bear looks and friendly personality, Cockapoos have become one of the UKโ€™s most sought-after family dogs.

Although they are not currently recognised as a pedigree breed by the The Kennel Club, their popularity continues to rise thanks to their affectionate nature, intelligence, and often low-shedding coats.

Because they are a crossbreed, temperament and appearance can vary depending on whether they are first-generation (F1), F1b, or multi-generational crosses. However, most Cockapoos are playful, people-oriented, and highly trainable.

๐Ÿพ Average lifespan: 12โ€“15 years

๐Ÿพ Average adult weight: 6โ€“12 kg (varies by size)

๐Ÿพ One of the UKโ€™s most popular designer crossbreeds

๐Ÿพ Parent breeds recognised by The Kennel Club

Cockapoo chewing a ball

Common Cockapoo Health Issues

Cockapoos may inherit health conditions from either parent breed.

Common Health Issues:

  • Ear Infections โ€“ ยฃ150โ€“ยฃ350 per episode
  • Hip Dysplasia โ€“ ยฃ3,000โ€“ยฃ7,000 surgery
  • Luxating Patella โ€“ ยฃ1,500โ€“ยฃ3,000 surgery
  • Allergies & Skin Conditions โ€“ ยฃ500โ€“ยฃ1,500 per year
  • Progressive Retinal Atrophyย โ€“ ยฃ300โ€“ยฃ600 testing

Joint surgery and recurring skin or ear issues can become costly over time, making comprehensive cover important.

๐ŸถPlayful, Clever, Loving โ€” Protect Your Cockapoo Properly

Your Guide To Owning a Cockapoo

Wondering if a Cockapoo is the right dog for you? Here’s a few things you should know before you bring a ‘fluffball’ home…

Cockapoo rolling around in the grass

Diet & Nutrition

Cockapoos benefit from a high-quality, balanced diet tailored to their size and activity level.

Key dietary considerations:

  • Portion control to prevent weight gain
  • Omega-3 fatty acids to support coat health
  • Monitor for food sensitivities
  • Smaller kibble may suit toy or miniature varieties

Maintaining a healthy weight reduces the risk of joint strain and other health complications.

Cockapoo jumping

Exercise Requirements

Cockapoos are energetic and intelligent dogs who need both physical and mental stimulation.

Daily exercise needs:

  • 45โ€“90 minutes per day
  • Walks combined with play
  • Training sessions and puzzle toys
  • Social interaction with people or other dogs

Without adequate exercise and stimulation, Cockapoos can develop separation anxiety or behavioural issues.

Cockapoo puppy

Who Is the Cockapoo Perfect For?

Cockapoos are ideal for:

  • Families with children
  • First-time dog owners
  • Active individuals or couples
  • Homes wanting a low-shedding companion
  • Owners who can commit to regular grooming

They may be less suited to households where they will be left alone for long hours, as they thrive on companionship.

Why Insurance Matters for Cockapoo

From recurring ear infections to hereditary joint conditions, veterinary bills for Cockapoos can add up quickly โ€” particularly if ongoing treatment is required.

Comprehensive insurance gives you peace of mind that diagnostics, surgery, medication, and long-term care are covered, so you can focus on enjoying life with your Cockapoo.

Choose The Best Policy For Your Cockapoo

Superior – the most comprehensive insurance cover we offer, with the lowest excess, giving you confidence that your dog will be looked after if illness or injury strikes.

Benefits

  • Claimable period

    Lifetimeย cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    ยฃ12,000

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    ยฃ1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetimeย cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    ยฃ9,000

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    ยฃ1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    ยฃ6,000

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    ยฃ1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

Superior

Mid-point

Entry

Claimable period

Lifetimeย cover
for illnesses and injuries, year after year.

Lifetimeย cover
for illnesses and injuries, year after year.

Lifetime cover
for illnesses and injuries, year after year.

Veterinary fees

ยฃ12,000

ยฃ9,000

ยฃ6,000

Percentage of veterinary fees covered

100%

100%

100%

Third party liability

ยฃ1,000,000 per claim

ยฃ1,000,000 per claim

ยฃ1,000,000 per claim

Day to day care

Age restrictions

8 weeks – under 8 years.

8 weeks – under 8 years.

8 weeks – under 8 years.

Mid-range – our most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your dog’s needs.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    ยฃ12,000

  • Percentage of veterinary fees covered

    90%, 80% or 70%

  • Third party liability

    ยฃ1,000,000 per claim

  • Day to day care

    Optional Extra: Get up to ยฃ50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    ยฃ9,000

  • Percentage of veterinary fees covered

    90%, 80% or 70%

  • Third party liability

    ยฃ1,000,000 per claim

  • Day to day care

    Optional Extra: Get up to ยฃ50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetimeย cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    ยฃ6,000

  • Percentage of veterinary fees covered

    90%, 80% or 70%

  • Third party liability

    ยฃ1,000,000 per claim

  • Day to day care

    Optional Extra: Get up to ยฃ50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

  • Age restrictions

    8 weeks – under 8 years.

Benefits

Key

Vital

Core

Claimable period

Lifetime cover
for illnesses and injuries, year after year.

Lifetime cover
for illnesses and injuries, year after year.

Lifetimeย cover
for illnesses and injuries, year after year.

Veterinary fees

ยฃ12,000

ยฃ9,000

ยฃ6,000

Percentage of veterinary fees covered

90%, 80% or 70%

90%, 80% or 70%

90%, 80% or 70%

Third party liability

ยฃ1,000,000 per claim

ยฃ1,000,000 per claim

ยฃ1,000,000 per claim

Day to day care

Optional Extra: Get up to ยฃ50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

Optional Extra: Get up to ยฃ50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

Optional Extra: Get up to ยฃ50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

Age restrictions

8 weeks – under 8 years.

8 weeks – under 8 years.

8 weeks – under 8 years.

Safety-net – accidents or illness can happen at any time, and our Catastrophe and Economy policies provide cover for your dog when emergency treatment is needed.

Benefits

  • Claimable period

    Cover for each injury or illness for 12 months from the date of the incident or when symptoms first appeared.

  • Veterinary fees

    ยฃ4,000
    for each injury and illness for 12 months

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    ยฃ1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    ยฃ6,000

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    Optional extra: ยฃ1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    ยฃ3,000

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    Optional extra: ยฃ1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

Economy

Catastrophe 2

Catastrophe 1

Claimable period

Cover for each injury or illness for 12 months from the date of the incident or when symptoms first appeared.

Lifetime cover
for illnesses and injuries, year after year.

Lifetime cover
for illnesses and injuries, year after year.

Veterinary fees

ยฃ4,000
for each injury and illness for 12 months

ยฃ6,000

ยฃ3,000

Percentage of veterinary fees covered

100%

100%

100%

Third party liability

ยฃ1,000,000 per claim

Optional extra: ยฃ1,000,000 per claim

Optional extra: ยฃ1,000,000 per claim

Day to day care

Age restrictions

8 weeks – under 8 years.

8 weeks – under 8 years.

8 weeks – under 8 years.

Terms, conditions, and excesses apply. Cover depends on acceptance criteria, and there may be policy limits and exclusions. Make sure to check the policy details on the dog insurance page before taking out a policy.