Your guinea pig may be small, but the cost of veterinary care for accidents, illnesses, diagnostic tests or ongoing treatments can add up fast.

Guinea pig health insurance gives you access to quality care when you need it most, without financial stress.

Three guinea pigs together sitting on grass

Can you insure guinea pigs?

Yes, guinea pigs are eligible under specialist exotic or small mammal pet plans. Guinea pigs are actually considered an exotic pet. Our exotic pet insurance policies are made specifically for small mammals and cover common veterinary costs such as consultations, treatments, surgeries, diagnostics, and follow-up care.

Guinea pig sitting beside a green food bowl filled with pellets on a wooden floor.

How much is insurance for guinea pigs?

The actual monthly cost of insurance for guinea pigs depends on factors such as:

  • Which level of cover you choose (Value or Plus)
  • Which excess you choose
  • Whether you take optional extras (e.g. such as cover for death, theft, or loss )
  • Your petโ€™s age, health, species, and claim situation

To get an accurate price for your guinea pig get a quote online, it only takes minutes.

the-guinea-pig-in-a-girl's-arm

What does guinea pig insurance cover?

Veterinary fees for illness and injury โ€“ Covers the cost of consultations, diagnostic tests, surgery, medication, and aftercare if your guinea pig becomes unwell or injured.

Specialist and referral treatment โ€“ Helps pay for advanced or specialist care when recommended by your vet.

Optional extras โ€“ You can tailor your cover with add-ons such as death from illness or injury, theft or loss, advertising and reward costs, and even complementary therapies like acupuncture or physiotherapy.

Wantย to know exactlyย whatโ€™sย included? You can find all the details in our policy documents and table of benefits.ย 

Our range of exotics insurance cover levels

Benefits

  • Claimable period

    12 months

    We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

  • Veterinary fees

    Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

    Up to ยฃ3,000

    for 12 months from when the injury or illness started or until you reach your limit

  • Alternative or complementary treatment

    Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy when carried out for your pet during the policy year, to treat injury and illness.

    Up to ยฃ400

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Saying goodbye

    Cover for the cost of veterinary consultations/visits or prescribed medications needed to carry out the procedure of putting your pet to sleep and cremation or burial or disposal costs if your pet dies or is put to sleep by a vet.

    Up to ยฃ100

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Advertising and reward

    Cover for the cost of advertising, and the reward you have offered and paid to get your pet back, if your pet is stolen or goes missing during the policy year.

    Advertising

    Up to ยฃ100 per year

     

    Reward

    Up to ยฃ100 per year

  • Third party liability

    Cover for compensation and claimantโ€™s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

    Up to ยฃ1,000,000

    per incident

  • Death from injury or illness

    Cover for the price you paid for your pet if it either dies or has to be put to sleep by a Vet from an injury caused by an accident or illness.

    Purchase price of your pet

  • Loss from theft, fire or weather perils

    Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.

    Purchase price of your pet

Benefits

  • Claimable period

    12 months

    We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

  • Veterinary fees

    Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

    Up to ยฃ1,000

    for 12 months from when the injury or illness started or until you reach your limit

  • Alternative or complementary treatment

    Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy when carried out for your pet during the policy year, to treat injury and illness.

    Up to ยฃ300

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Saying goodbye

    Cover for the cost of veterinary consultations/visits or prescribed medications needed to carry out the procedure of putting your pet to sleep and cremation or burial or disposal costs if your pet dies or is put to sleep by a vet.

    Up to ยฃ100

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Advertising and reward

    Cover for the cost of advertising, and the reward you have offered and paid to get your pet back, if your pet is stolen or goes missing during the policy year.

    Advertising

    Up to ยฃ50 per year

     

    Reward

    Up to ยฃ50 per year

  • Third party liability

    Cover for compensation and claimantโ€™s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

    Up to ยฃ1,000,000

    per incident

  • Death from injury or illness

    Cover for the price you paid for your pet if it either dies or has to be put to sleep by a Vet from an injury caused by an accident or illness.

    Purchase price of your pet

  • Loss from theft, fire or weather perils

    Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.

    Purchase price of your pet

Our range of exotics insurance cover levels

Benefits

Plus

Value

Claimable period

12 months

We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

12 months

We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

Veterinary fees

Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

Up to ยฃ3,000

for 12 months from when the injury or illness started or until you reach your limit

Up to ยฃ1,000

for 12 months from when the injury or illness started or until you reach your limit

Alternative or complementary treatment

Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy when carried out for your pet during the policy year, to treat injury and illness.

Up to ยฃ400

(within veterinary fee limit)

for each injury or illness for 12 months

Up to ยฃ300

(within veterinary fee limit)

for each injury or illness for 12 months

Saying goodbye

Cover for the cost of veterinary consultations/visits or prescribed medications needed to carry out the procedure of putting your pet to sleep and cremation or burial or disposal costs if your pet dies or is put to sleep by a vet.

Up to ยฃ100

(within veterinary fee limit)

for each injury or illness for 12 months

Up to ยฃ100

(within veterinary fee limit)

for each injury or illness for 12 months

Advertising and reward

Cover for the cost of advertising, and the reward you have offered and paid to get your pet back, if your pet is stolen or goes missing during the policy year.

Advertising

Up to ยฃ100 per year

 

Reward

Up to ยฃ100 per year

Advertising

Up to ยฃ50 per year

 

Reward

Up to ยฃ50 per year

Third party liability

Cover for compensation and claimantโ€™s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

Up to ยฃ1,000,000

per incident

Up to ยฃ1,000,000

per incident

Death from injury or illness

Cover for the price you paid for your pet if it either dies or has to be put to sleep by a Vet from an injury caused by an accident or illness.

Purchase price of your pet

Purchase price of your pet

Loss from theft, fire or weather perils

Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.

Purchase price of your pet

Purchase price of your pet

Read our policy documents

View the exotic pet insurance policy booklet for full terms and conditions.

tricolor guinea pig and girl nose to nose

Why choose us

  • Over 40 years of experience in the pet insurance industry, trusted by pet owners worldwide.
  • Experts in exotic and small animals, including guinea pigs.
  • Fast and simple claims process for a smooth experience when you need it most.

Get your guinea pig insurance quote

Donโ€™t leave your little companion unprotected. Give your guinea pig the care it deserves with reliable and comprehensive pet insurance.