Open 7 days a week | Open until 8pm
Open 7 days a week | Open until 8pm
Whether you’ve got a young kitten, active cat or an older cat, we've got you covered with a range of cat insurance policy options packed with added benefits to suit.
✓ Up to £9,000 vet fee cover.
✓ Choice, flexibility, and a range of optional extras.
✓ Quick and simple claims process.
Here are some of the most common types of cat insurance to consider when looking to cover your furry friend’s health needs:
Lifetime cover takes care of your cat’s medical expenses for their entire life. Just keep in mind, the premium gets topped up each year, so it’s something to budget for long-term.
This type of policy sets a monetary limit for each condition your cat might face. You can keep claiming for treatments related to a specific condition as long as the policy is active. It’s great if you want flexibility with multiple conditions.
With this kind of insurance, there’s a monetary limit for each condition, but it only covers up to 12 months from when treatment begins. It’s ideal for short-term needs, but cover ends after the time frame or once the limit is reached.
If your cat is prone to the occasional mishap, accident-only cover is a super affordable option. It’s designed to help with costs from sudden accidents but doesn’t include illnesses. Perfect for cats who are little daredevils!
Superior – the most comprehensive insurance cover we offer, with the lowest excess, giving you confidence that your cat will be looked after if illness or injury strikes.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£9,000 per year
100%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies.
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
£2,000 per year contained within the vet fee’s limit
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Up to £2,000 for the price you paid for your pet.
£2,000 per year
£1,500 per year
£1,500 per year
£500 per year
£1,500 per year
Up to £2,000 for the price you paid for your pet. Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
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For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£6,000 per year
100%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies.
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
£1,500 contained within the vet fee’s limit
–
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet.
£1,500 per year
£1,250 per year
£1,250 per year
£400 per year
£1,250 per year
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
–
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£5,000 per year
100%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies.
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
£1,000 per year contained within the vet fee’s limit
–
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet.
£1,000 per year
£1,000 per year
£1,000 per year
£300 per year
£1,000 per year
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
–
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£9,000 per year
£6,000 per year
£5,000 per year
100%
100%
100%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies.
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies.
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies.
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
£2,000 per year contained within the vet fee’s limit
£1,500 contained within the vet fee’s limit
£1,000 per year contained within the vet fee’s limit
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–
–
Up to £2,000 for the price you paid for your pet.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet.
£2,000 per year
£1,500 per year
£1,000 per year
£1,500 per year
£1,250 per year
£1,000 per year
£1,500 per year
£1,250 per year
£1,000 per year
£500 per year
£400 per year
£300 per year
£1,500 per year
£1,250 per year
£1,000 per year
Up to £2,000 for the price you paid for your pet. Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
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–
–
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Mid-range – our most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your cat’s needs.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£9,000 per year
Choice of 90%, 80% or 70%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120
For cruciate ligament repair: £5,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £5,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £500 per year
For skin conditions: £500 per year
For cancer: £5,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
–
£250 per year
–
–
£1,500 per year
–
–
–
–
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£6,000 per year
Choice of 90%, 80% or 70%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120
For cruciate ligament repair: £3,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
–
£200 per year
–
–
£1,250 per year
–
–
–
–
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illness and injury, year after year.
£5,000 per year
Choice of 90%, 80% or 70%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120
For cruciate ligament repair: £2,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
–
£150 per year
–
–
£1,000 per year
–
–
–
–
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illness and injury, year after year.
£9,000 per year
£6,000 per year
£5,000 per year
Choice of 90%, 80% or 70%
Choice of 90%, 80% or 70%
Choice of 90%, 80% or 70%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120
Choice of £0, £60 or £120
Choice of £0, £60 or £120
For cruciate ligament repair: £5,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £5,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £500 per year
For skin conditions: £500 per year
For cancer: £5,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
For cruciate ligament repair: £3,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
For cruciate ligament repair: £2,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
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–
–
£250 per year
£200 per year
£150 per year
–
–
–
–
–
–
£1,500 per year
£1,250 per year
£1,000 per year
–
–
–
–
–
–
–
–
–
–
–
–
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Safety-net – accidents or illness can happen at any time, and our Catastrophe and Economy policies provide cover for your cat when emergency treatment is needed.
12 months
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed.
£4,000 for each injury and illness for 12 months
100%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a cat reaches the age of 8 an additional 20% excess also applies.
Once a cat reaches the age of 10 an additional 35% excess also applies.
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
£1,000 for each injury and illness for 12 months, contained within the vet fee’s limit
–
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,000 for the price you paid for your pet.
£1,000 per year
£1,000 per year
£1,000 per year
£300 per year
£1,000 per year
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,000 for the price you paid for your pet.
Death from illness cover will not be offered for standard cat breeds over the age of 8 and any select breed over the age of 5.
–
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to pet’s under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£6,000 a year
100%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £450 or £900. Once a cat reaches the age of 8 an additional 20% excess also applies. Once a cat reaches the age of 10 an additional 35% excess also applies.
For cruciate ligament repair: £3,000 per year
For luxating patella(s): £3,000 per year
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: £3,000 per year
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): £4,000 per year
For paralysis tick: No inner limit
–
–
–
–
–
–
–
–
–
–
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£3,000 per year
100%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £450 or £900. Once a cat reaches the age of 8 an additional 20% excess also applies. Once a cat reaches the age of 10 an additional 35% excess also applies.
For cruciate ligament repair: £2,000 per year
For luxating patella(s): £2,000 per year
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: £2,000 per year
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For Brachycephalic airway obstruction (BOAS): £3,000 per year
For paralysis tick: No inner limit
–
–
–
–
–
–
–
–
–
–
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
12 months
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£4,000 for each injury and illness for 12 months
£6,000 a year
£3,000 per year
100%
100%
100%
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a cat reaches the age of 8 an additional 20% excess also applies.
Once a cat reaches the age of 10 an additional 35% excess also applies.
Choice of £450 or £900. Once a cat reaches the age of 8 an additional 20% excess also applies. Once a cat reaches the age of 10 an additional 35% excess also applies.
Choice of £450 or £900. Once a cat reaches the age of 8 an additional 20% excess also applies. Once a cat reaches the age of 10 an additional 35% excess also applies.
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
For cruciate ligament repair: £3,000 per year
For luxating patella(s): £3,000 per year
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: £3,000 per year
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): £4,000 per year
For paralysis tick: No inner limit
For cruciate ligament repair: £2,000 per year
For luxating patella(s): £2,000 per year
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: £2,000 per year
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For Brachycephalic airway obstruction (BOAS): £3,000 per year
For paralysis tick: No inner limit
£1,000 for each injury and illness for 12 months, contained within the vet fee’s limit
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–
–
–
–
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,000 for the price you paid for your pet.
–
–
£1,000 per year
–
–
£1,000 per year
–
–
£1,000 per year
–
–
£300 per year
–
–
£1,000 per year
–
–
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,000 for the price you paid for your pet.
Death from illness cover will not be offered for standard cat breeds over the age of 8 and any select breed over the age of 5.
–
–
–
–
–
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to pet’s under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the policy wording before making a decision to purchase the product.
Read the Target Market Determination (TMD) documents to ensure our policies fit your needs. These documents explain who the policy is for and how it should be used, so you don’t end up with cover that’s not right for you.
Policies bought on or after 1 January 2026:
Policies bought between 5 February 2025 – 31 December 2025:
Policies bought between 1 May 2024 – 4 February 2025:
Following are some of the best benefits of buying cat insurance for your pet.
You need to take your pet cat to the vet several times in a year for illness and routine checkups. This not only means that you will spend extra money on your cat’s treatment but can also leave you at the hands of whatever treatment the vet provides to your pet.
However, having health insurance for your cat allows you to have the financial stability to choose any vet you want. You can determine your coverage plan and the kind of vet you can afford.
Having a sick cat is a huge responsibility and something that can impact your mental well-being if you are attached to your pet. Things get worse when you cannot cater to your cat’s treatment properly and need to keep trying alternatives.
However, having pet health insurance allows peace of mind because you know that you are financially covered and can make up for any medical expense that you needs to bear to treat your pet.
There are various cat breeds that you could keep as pets, but each of these cats has immunity, health, and overall well-being. There are some cat breeds like the Persian or sphinx cat that has a reputation for poor health.
This means that you will be dealing with tons of health issues for your pet. Breed-specific coverage helps you get extra coverage for lower premiums, providing you with a better overall deal.
Having a pet with health issues means that you will need to compromise on your monthly budget to care for your pet. However, not all cat owners have the means to cater to these extra medical expenses.
Therefore, having proper cat insurance coverage will help you get the best possible treatment for the pet without worrying about your wallet. Just make sure that your present your situation well and most professional pet insurance companies have good coverage plans for cat owners. You can also avoid using your emergency fund to meet your pet’s treatment expenses this way.
However, if they suffer an illness or injury, it can also be both stressful and expensive. This is where we can help.
To ensure we really understand and cater for you and your cat’s needs, our sole focus is pet insurance. We aim to make the claim process smooth, quick, and easy, so you can concentrate on the health of your cat.
British Pet Insurance Services can provide the support you and your cat need, whether it is with your insurance cover, making a claim or just helpful advice along the way.
