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Siberian Husky Insurance – Costs, Cover & Common Health Issues

The Siberian Husky is a striking working breed originally bred for pulling sleds in Arctic conditions. Known for their wolf-like appearance and bright blue or multi-coloured eyes, Huskies are energetic, independent, and highly social dogs.

Recognised by the The Kennel Club in the Working Group, Huskies have grown steadily in popularity across the UK. They are intelligent and friendly but require experienced handling due to their strong prey drive and escape instincts.

🐾 Average lifespan: 12–14 years

🐾 Average adult weight: 16–27 kg

🐾 Originally bred for sled pulling in Siberia

🐾 Recognised by The Kennel Club in 1968

Husky sitting in the snow

Common Husky Health Issues

Huskies are generally healthy but can be prone to certain hereditary and activity-related conditions.

Common Health Issues:

  • Hip Dysplasia – Surgery £3,000–£7,000

  • Cataracts – Surgery £2,000–£4,000

  • Corneal Dystrophy – Treatment £300–£1,000

  • Hypothyroidism – £200–£600 per year medication

  • Cruciate Injuries – Surgery £2,500–£5,000

Highly active Huskies are also more prone to injury, which can lead to costly surgery and ongoing care.

🐶 Independent, Energetic, Striking — Protect Your Husky Properly

Your Guide To Owning a Siberian Husky

Wondering if a Husky is the right dog for you? Here’s a few things you should know before you bring a ‘snow bear’ home…

Husky mum and puppies playing

Diet & Nutrition

Huskies require a high-quality diet suited to active breeds.

Key dietary considerations:

  • High-protein formula to support lean muscle

  • Monitor for zinc deficiencies (some Huskies are prone to this)

  • Controlled feeding based on activity level

  • Avoid overfeeding during lower activity periods

  • Split meals to help reduce the risk of bloat

  • Maintain a lean body condition to protect joints

Because Huskies are energetic working dogs, their calorie needs can fluctuate — adjusting portions to match exercise levels helps prevent weight gain and long-term health issues.

Two huskies playing in the snow

Exercise Requirements

Siberian Huskies are extremely energetic.

Daily exercise needs:

  • 2+ hours per day
  • Secure off-lead running
  • Pulling sports or endurance activity
  • Ongoing training and mental enrichment

Without sufficient exercise, Huskies can become destructive or attempt to escape.

Husky puppy playing

Who Is the Siberian Husky Perfect For?

Siberian Huskies are ideal for:

  • Very active individuals or families
  • Experienced dog owners
  • Homes with secure fencing
  • Owners who enjoy outdoor adventures
  • People willing to invest time in training

They are less suited to apartment living or sedentary households.

Why Insurance Matters for Siberian Huskies

From orthopaedic surgery to specialist eye treatment, veterinary costs can add up quickly — particularly for highly active breeds. Comprehensive insurance ensures you can prioritise your Husky’s health without worrying about unexpected expenses.

Choose The Best Policy For Your Husky

Superior – the most comprehensive insurance cover we offer, with the lowest excess, giving you confidence that your dog will be looked after if illness or injury strikes.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    £12,000

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    £1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    £9,000

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    £1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    £6,000

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    £1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

Superior

Mid-point

Entry

Claimable period

Lifetime cover
for illnesses and injuries, year after year.

Lifetime cover
for illnesses and injuries, year after year.

Lifetime cover
for illnesses and injuries, year after year.

Veterinary fees

£12,000

£9,000

£6,000

Percentage of veterinary fees covered

100%

100%

100%

Third party liability

£1,000,000 per claim

£1,000,000 per claim

£1,000,000 per claim

Day to day care

Age restrictions

8 weeks – under 8 years.

8 weeks – under 8 years.

8 weeks – under 8 years.

Mid-range – our most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your dog’s needs.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    £12,000

  • Percentage of veterinary fees covered

    90%, 80% or 70%

  • Third party liability

    £1,000,000 per claim

  • Day to day care

    Optional Extra: Get up to £50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    £9,000

  • Percentage of veterinary fees covered

    90%, 80% or 70%

  • Third party liability

    £1,000,000 per claim

  • Day to day care

    Optional Extra: Get up to £50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    £6,000

  • Percentage of veterinary fees covered

    90%, 80% or 70%

  • Third party liability

    £1,000,000 per claim

  • Day to day care

    Optional Extra: Get up to £50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

  • Age restrictions

    8 weeks – under 8 years.

Benefits

Key

Vital

Core

Claimable period

Lifetime cover
for illnesses and injuries, year after year.

Lifetime cover
for illnesses and injuries, year after year.

Lifetime cover
for illnesses and injuries, year after year.

Veterinary fees

£12,000

£9,000

£6,000

Percentage of veterinary fees covered

90%, 80% or 70%

90%, 80% or 70%

90%, 80% or 70%

Third party liability

£1,000,000 per claim

£1,000,000 per claim

£1,000,000 per claim

Day to day care

Optional Extra: Get up to £50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

Optional Extra: Get up to £50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

Optional Extra: Get up to £50 annually for key pet care needs like de-sexing, microchipping, worming, teeth cleaning, and more. Additional cover includes vaccinations, health checks, flea/tick control, and diagnostic tests, with no excess.

Age restrictions

8 weeks – under 8 years.

8 weeks – under 8 years.

8 weeks – under 8 years.

Safety-net – accidents or illness can happen at any time, and our Catastrophe and Economy policies provide cover for your dog when emergency treatment is needed.

Benefits

  • Claimable period

    Cover for each injury or illness for 12 months from the date of the incident or when symptoms first appeared.

  • Veterinary fees

    £4,000
    for each injury and illness for 12 months

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    £1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    £6,000

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    Optional extra: £1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

  • Claimable period

    Lifetime cover
    for illnesses and injuries, year after year.

  • Veterinary fees

    £3,000

  • Percentage of veterinary fees covered

    100%

  • Third party liability

    Optional extra: £1,000,000 per claim

  • Day to day care

  • Age restrictions

    8 weeks – under 8 years.

Benefits

Economy

Catastrophe 2

Catastrophe 1

Claimable period

Cover for each injury or illness for 12 months from the date of the incident or when symptoms first appeared.

Lifetime cover
for illnesses and injuries, year after year.

Lifetime cover
for illnesses and injuries, year after year.

Veterinary fees

£4,000
for each injury and illness for 12 months

£6,000

£3,000

Percentage of veterinary fees covered

100%

100%

100%

Third party liability

£1,000,000 per claim

Optional extra: £1,000,000 per claim

Optional extra: £1,000,000 per claim

Day to day care

Age restrictions

8 weeks – under 8 years.

8 weeks – under 8 years.

8 weeks – under 8 years.

Terms, conditions, and excesses apply. Cover depends on acceptance criteria, and there may be policy limits and exclusions. Make sure to check the policy details on the dog insurance page before taking out a policy.