What is exotic pet insurance?

Exotic pet insurance is a bit different from regular pet insurance because exotic pets have unique needs.

Unlike cats or dogs, exotic pets often need specialist vets, which can get pricey. Most standard vets don’t have the training to treat them, so you’ll need to find someone who knows how to care for your specific pet.

This extra level of expertise can mean higher costs, which is why exotic pet insurance is worth thinking about.

Small green parrot nestles into it's owners neck for comfort during fireworks

What does exotic pet insurance cover?

Veterinary care

One of the main reasons pet owners seek exotic pet insurance is the high cost of veterinary care. Many pet owners in the UK find these expenses difficult to manage, making it essential to explore alternative solutions. Exotic pet insurance offers valuable financial support, ensuring you can take your unique pet to a specialised vet whenever needed.

Death by Accident costs

Accidents, damage, and injuries are common claims for exotic pets. It is because these pets usually have a mind of their own and can wander off into danger. This can also lead to health damage, death, or other kinds of compromises. Exotic pet insurance provides complete cover for these kinds of accidental damages in case your pets suffer a serious injury.

Public Liability

Exotic pets can sometimes get unpredictable, causing damage to property or even injuring others. This could lead to costly lawsuits, potentially running into thousands of pounds. Exotic pet insurance is designed specifically with unique pets in mind, offering essential cover to protect you and your extraordinary companion.

Theft

Exotic pets have a good market value, which is why they are usually at a higher risk of being stolen. Exotic pet insurance provides complete financial assistance in case of theft, robbery, or if your pet goes missing.

Types of exotic pets we can cover

Find the right exotic pet policy for you

Why insure your exotic pet with British Pet Insurance?

Is this policy right for you?

Read the Target Market Determination (TMD) documents to ensure our policies fit your needs. These documents explain who the policy is for and how it should be used, so you don’t end up with cover that’s not right for you.

Policies bought on or after 5 February 2025:

Policies bought between 15 May 2024 – 4 February 2025:

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How much does exotic pet insurance cost?

The cost of exotic pet insurance depends on a bunch of things, like your pet’s breed, age, health, lifestyle, and how much care they need.

Take bearded dragons, for example. If yours is over 20 years old, it can be trickier to find insurance. That’s because older lizards are more likely to have health problems.