UK Dog Insurance from British Pet Insurance
Whether you’ve got an active puppy, an obedient dog or a calmer older dog, we've got you covered with a range of policy options packed with added benefits to suit.
✓ Choice, flexibility, and a range of optional extras.
✓ Up to £12,000 vet fee cover.
✓ Quick and simple claims process.
✓ No additional charges for paying monthly.
✓ Feefo Platinum Trusted Service from our friendly UK team.
Convert a trial policy
If you have a 4 weeks free trial policy, you can continue your cover today.
View our comprehensive range of plans
Our comprehensive range of dog insurance plans
have been tailored to suit all needs and budgets.
Insuring your dog has never been easier.
Superior – the most comprehensive insurance cover we offer, with the lowest excess, giving you confidence that your dog will be looked after if illness or injury strikes.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£12,000 per year
-
Percentage of veterinary fees covered
100%
-
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies. -
Condition inner limits
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
-
Alternative or complementary treatment
£2,000 per year contained within the vet fee’s limit
-
Saying goodbye
Not offered
-
Theft or straying
Up to £2,000 for the price you paid for your pet.
-
Advertising and reward
£2,000 per year
-
Third party liability
£1,000,000 per incident
Excess £250 for each property claim -
Boarding fees
£1,500 per year
-
Holiday cancellation
£1,500 per year
-
Emergency repatriation
£500 per year
-
Quarantine expenses and loss of documents
£1,500 per year
-
Death from injury or illness
Up to £2,000 for the price you paid for your pet.
Death from illness cover will not be offered for any standard dog breed over the age of 8 and any select breed over the age of 5. -
Day to day care
Not offered
-
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£9,000 per year
-
Percentage of veterinary fees covered
100%
-
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies. -
Condition inner limits
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
-
Alternative or complementary treatment
£1,500 contained within the vet fee’s limit
-
Saying goodbye
Not offered
-
Theft or straying
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,500 for the price you paid for your pet. -
Advertising and reward
£1,500 per year
-
Third party liability
£1,000,000 per incident
Excess £250 for each property claim -
Boarding fees
£1,250 per year
-
Holiday cancellation
£1,250 per year
-
Emergency repatriation
£400 per year
-
Quarantine expenses and loss of documents
£1,250 per year
-
Death from injury or illness
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other). Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breeds over the age of 8 and any select breed over the age of 5. -
Day to day care
Not offered
-
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£6,000 per year
-
Percentage of veterinary fees covered
100%
-
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies. -
Condition inner limits
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
-
Alternative or complementary treatment
£1,000 per year contained within the Vet fee’s limit
-
Saying goodbye
Not offered
-
Theft or straying
Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,500 for the price you paid for your pet.
-
Advertising and reward
£1,000 per year
-
Third party liability
£1,000,000 per incident
Excess £250 for each property claim -
Boarding fees
£1,000 per year
-
Holiday cancellation
£1,000 per year
-
Emergency repatriation
£300 per year
-
Quarantine expenses and loss of documents
£1,000 per year
-
Death from injury or illness
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other). Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breeds over the age of 8 and any select breed over the age of 5. -
Day to day care
Not offered
-
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Benefits
Superior
Mid-point
Entry
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Veterinary fees
£12,000 per year
£9,000 per year
£6,000 per year
Percentage of veterinary fees covered
100%
100%
100%
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies.
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies.
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies.
Condition inner limits
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
Alternative or complementary treatment
£2,000 per year contained within the vet fee’s limit
£1,500 contained within the vet fee’s limit
£1,000 per year contained within the Vet fee’s limit
Saying goodbye
Not offered
Not offered
Not offered
Theft or straying
Up to £2,000 for the price you paid for your pet.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,500 for the price you paid for your pet.
Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,500 for the price you paid for your pet.
Advertising and reward
£2,000 per year
£1,500 per year
£1,000 per year
Third party liability
£1,000,000 per incident
Excess £250 for each property claim
£1,000,000 per incident
Excess £250 for each property claim
£1,000,000 per incident
Excess £250 for each property claim
Boarding fees
£1,500 per year
£1,250 per year
£1,000 per year
Holiday cancellation
£1,500 per year
£1,250 per year
£1,000 per year
Emergency repatriation
£500 per year
£400 per year
£300 per year
Quarantine expenses and loss of documents
£1,500 per year
£1,250 per year
£1,000 per year
Death from injury or illness
Up to £2,000 for the price you paid for your pet.
Death from illness cover will not be offered for any standard dog breed over the age of 8 and any select breed over the age of 5.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other). Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breeds over the age of 8 and any select breed over the age of 5.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other). Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breeds over the age of 8 and any select breed over the age of 5.
Day to day care
Not offered
Not offered
Not offered
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Age restrictions
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Mid-range – our most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your dog’s needs.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£12,000 per year
-
Percentage of veterinary fees covered
Choice of 90%, 80% or 70%.
-
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120.
-
Condition inner limits
For cruciate ligament repair: £5,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £5,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £500 per year
For skin conditions: £500 per year
For cancer: £5,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
-
Alternative or complementary treatment
Not offered
-
Saying goodbye
£250 per year
-
Theft or straying
Not offered
-
Advertising and reward
Not offered
-
Third party liability
£1,000,000 per incident for dogs only
Excess £250 for each property claim -
Boarding fees
£1,500 per year
-
Holiday cancellation
Not offered
-
Emergency repatriation
Not offered
-
Quarantine expenses and loss of documents
Not offered
-
Death from injury or illness
Not offered
-
Day to day care
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess -
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£9,000 per year
-
Percentage of veterinary fees covered
Choice of 90%, 80% or 70%.
-
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120.
-
Condition inner limits
For cruciate ligament repair: £3,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
-
Alternative or complementary treatment
Not offered
-
Saying goodbye
£200 per year
-
Theft or straying
Not offered
-
Advertising and reward
Not offered
-
Third party liability
£1,000,000 per incident for dogs only
Excess £250 for each property claim -
Boarding fees
£1,250 per year
-
Holiday cancellation
Not offered
-
Emergency repatriation
Not offered
-
Quarantine expenses and loss of documents
Not offered
-
Death from injury or illness
Not offered
-
Day to day care
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess -
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£6,000 per year
-
Percentage of veterinary fees covered
Choice of 90%, 80% or 70%.
-
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120.
-
Condition inner limits
For cruciate ligament repair: £2,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: 2,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
-
Alternative or complementary treatment
Not offered
-
Saying goodbye
£150 per year
-
Theft or straying
Not offered
-
Advertising and reward
Not offered
-
Third party liability
£1,000,000 per incident for dogs only
Excess £250 for each property claim -
Boarding fees
£1,000 per year
-
Holiday cancellation
Not offered
-
Emergency repatriation
Not offered
-
Quarantine expenses and loss of documents
Not offered
-
Death from injury or illness
Not offered
-
Day to day care
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess -
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Benefits
Key
Vital
Core
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Veterinary fees
£12,000 per year
£9,000 per year
£6,000 per year
Percentage of veterinary fees covered
Choice of 90%, 80% or 70%.
Choice of 90%, 80% or 70%.
Choice of 90%, 80% or 70%.
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120.
Choice of £0, £60 or £120.
Choice of £0, £60 or £120.
Condition inner limits
For cruciate ligament repair: £5,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £5,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £500 per year
For skin conditions: £500 per year
For cancer: £5,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
For cruciate ligament repair: £3,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
For cruciate ligament repair: £2,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: 2,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
Alternative or complementary treatment
Not offered
Not offered
Not offered
Saying goodbye
£250 per year
£200 per year
£150 per year
Theft or straying
Not offered
Not offered
Not offered
Advertising and reward
Not offered
Not offered
Not offered
Third party liability
£1,000,000 per incident for dogs only
Excess £250 for each property claim
£1,000,000 per incident for dogs only
Excess £250 for each property claim
£1,000,000 per incident for dogs only
Excess £250 for each property claim
Boarding fees
£1,500 per year
£1,250 per year
£1,000 per year
Holiday cancellation
Not offered
Not offered
Not offered
Emergency repatriation
Not offered
Not offered
Not offered
Quarantine expenses and loss of documents
Not offered
Not offered
Not offered
Death from injury or illness
Not offered
Not offered
Not offered
Day to day care
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Age restrictions
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Safety-net – accidents or illness can happen at any time, and our Catastrophe and Economy policies provide cover for your dog when emergency treatment is needed.
Benefits
-
Claimable period
12 Months
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed. -
Veterinary fees
£4,000 for each injury and illness for 12 months
-
Percentage of veterinary fees covered
100%
-
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all dogs & cats (all breed types)
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies -
Condition inner limits
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
-
Alternative or complementary treatment
£1,000 for each injury and illness for 12 months, contained within the Vet fee’s limit
-
Saying goodbye
Not offered
-
Theft or straying
Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,000 for the price you paid for your pet.
-
Advertising and reward
£1,000 per year
-
Third party liability
£1,000,000 per incident for dogs only
Excess £250 for each property claim -
Boarding fees
£1,000 per year
-
Holiday cancellation
£1,000 per year
-
Emergency repatriation
£300 per year
-
Quarantine expenses and loss of documents
£1,000 per year
-
Death from injury or illness
Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,000 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5. -
Day to day care
Not offered
-
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to pet’s under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£6,000 per year
-
Percentage of veterinary fees covered
100%
-
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £450 or £900
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies -
Condition inner limits
For cruciate ligament repair: £3,000 per year
For luxating patella(s): £3,000 per year
For hip dysplasia: £3,000 per year
For osteochondritis dissecans or OCD: £3,000 per year
For vet consultations and visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For brachycephalic airway obstruction (BOAS): £4,000 per year
For paralysis tick: No inner limit -
Alternative or complementary treatment
Not offered
-
Saying goodbye
Not offered
-
Theft or straying
Not offered
-
Advertising and reward
Not offered
-
Third party liability
Optional extra
£1,000,000 per incident
Excess £250 for each property claim -
Boarding fees
Not offered
-
Holiday cancellation
Not offered
-
Emergency repatriation
Not offered
-
Quarantine expenses and loss of documents
Not offered
-
Death from injury or illness
Not offered
-
Day to day care
Not offered
-
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£3,000 per year
-
Percentage of veterinary fees covered
100%
-
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £450 or £900
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies -
Condition inner limits
For cruciate ligament repair: £2,000 per year
For luxating patella(s): £2,000 per year
For hip dysplasia: £2,000 per year
For osteochondritis dissecans or OCD: £2,000 per year
For vet consultations and visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For brachycephalic airway obstruction (BOAS): £3,000 per year
For paralysis tick: No inner limit -
Alternative or complementary treatment
Not offered
-
Saying goodbye
Not offered
-
Theft or straying
Not offered
-
Advertising and reward
Not offered
-
Third party liability
Optional extra
£1,000,000 per incident
Excess £250 for each property claim -
Boarding fees
Not offered
-
Holiday cancellation
Not offered
-
Emergency repatriation
Not offered
-
Quarantine expenses and loss of documents
Not offered
-
Death from injury or illness
Not offered
-
Day to day care
Not offered
-
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Benefits
Economy
Catastrophe 2
Catastrophe 1
Claimable period
12 Months
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Veterinary fees
£4,000 for each injury and illness for 12 months
£6,000 per year
£3,000 per year
Percentage of veterinary fees covered
100%
100%
100%
Excess
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all dogs & cats (all breed types)
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies
Choice of £450 or £900
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies
Choice of £450 or £900
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies
Condition inner limits
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
For cruciate ligament repair: £3,000 per year
For luxating patella(s): £3,000 per year
For hip dysplasia: £3,000 per year
For osteochondritis dissecans or OCD: £3,000 per year
For vet consultations and visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For brachycephalic airway obstruction (BOAS): £4,000 per year
For paralysis tick: No inner limit
For cruciate ligament repair: £2,000 per year
For luxating patella(s): £2,000 per year
For hip dysplasia: £2,000 per year
For osteochondritis dissecans or OCD: £2,000 per year
For vet consultations and visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For brachycephalic airway obstruction (BOAS): £3,000 per year
For paralysis tick: No inner limit
Alternative or complementary treatment
£1,000 for each injury and illness for 12 months, contained within the Vet fee’s limit
Not offered
Not offered
Saying goodbye
Not offered
Not offered
Not offered
Theft or straying
Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,000 for the price you paid for your pet.
Not offered
Not offered
Advertising and reward
£1,000 per year
Not offered
Not offered
Third party liability
£1,000,000 per incident for dogs only
Excess £250 for each property claim
Optional extra
£1,000,000 per incident
Excess £250 for each property claim
Optional extra
£1,000,000 per incident
Excess £250 for each property claim
Boarding fees
£1,000 per year
Not offered
Not offered
Holiday cancellation
£1,000 per year
Not offered
Not offered
Emergency repatriation
£300 per year
Not offered
Not offered
Quarantine expenses and loss of documents
£1,000 per year
Not offered
Not offered
Death from injury or illness
Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,000 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
Not offered
Not offered
Day to day care
Not offered
Not offered
Not offered
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Age restrictions
Not offered to pet’s under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the policy wording before making a decision to purchase the product.
Dog insurance policy information
View the dog insurance PW (Policy Wording) and IPID (Insurance Product Information Document) for full terms and conditions.
For more information, please see our FAQs.
Jack russel terrier running amongst flowers
Owning a dog can be a fun and rewarding experience
However, if they suffer an illness or injury, it can also be both stressful and expensive.
This is where we can help.
To ensure we really understand and cater for you and your dog’s needs, our sole focus is pet insurance.
We aim to make the claim process smooth, quick, and easy, so you can concentrate on the health of your dog.
British Pet Insurance Services can provide the support you and your dog need, whether it is with your insurance cover, making a claim or just helpful advice along the way.
Trusted by owners that love their dogs as much as you do
bmd-dog-insurance-uk
Benefits of Dog Pet Policy Cover
Following are the most common benefits of dog insurance that you should know:
Helps Manage Finances
Dog insurance can cost a lot of money if you aren’t ready for it. It is fairly difficult for most dog owners to manage their finances coupled with dog medical expenses. This is because that some dog breeds like a Jack Russell may look strong but can develop health complications over time.
This means you will spend thousands of pounds on average to tend to your dog’s health issues in most cases. Dog insurance helps minimise these expenses and helps you provide better dog treatment without damaging your financial stability.
Provides More Options
Dog owners can choose from a wide range of vets and treatments if they have financial security. You can even take your pet to the best veterinarian in town if your insurance policy allows it. In addition, you can choose between more expensive treatment options that you may leave out otherwise.
Provides Mental Peace
Seeing your pet dog sick can make you worry and take away your mental peace if you are attached to them. Things get worse when you do not have enough money to provide your pet with the right treatment. However, having the right professional dog insurance will help you meet these dog medical expenses without causing too much stress on your finances.
You can get your dog to the vet and treat it for whatever health issue it has, without worrying about the money.
dog-insurance-uk
Types of Dog Insurances
There are different types of dog insurances that you can choose from depending on your situation and the health condition of your dog. Have a look.
Lifetime Pet Insurance
The lifetime pet insurance for your dog stays active until you keep paying the premiums on time. These insurances usually last as long as the pet’s life and allow dog owners to have financial security. However, you may need to pay topped-up premiums each year in these cases.
Time-limited pet insurance
Time-limited insurance is the kind of pet insurance that is usually valid for a specific period and is ideal for owners who want to cover health expenses for a year or so. You can pay for everything else yourself after this period.
Accident-Only Pet Insurance
The accident-only pet insurance provides financial support in cases where pets encounter an unseen sudden accident and require urgent medical assistance. This is the most beneficial and affordable pet insurance policy for dog owners who do not have enough financial stability to bear their dog’s treatment expenses all of the sudden.
Maximum-benefit pet insurance
This kind of insurance allows a pre-set amount that you spend on each injury and illness, with no time limit. This means you can list all the potential diseases your dog has and then claim these expenses according to the situation.
The insurance providers will mention the appropriate amount for insurance when you start paying its premiums.